Terms & Conditions

Last Updated: January 16, 2026

1. Account Terms

By opening an account, you agree to provide accurate information and maintain the security of your account credentials.

2. Services

We provide banking, wealth management, and financial services subject to these terms and applicable laws.

3. Fees and Charges

Fees apply to certain services as outlined in our fee schedule. We reserve the right to modify fees with notice.

4. Liability

We are not liable for losses resulting from unauthorized access due to your failure to maintain account security.

5. Termination

We may terminate or suspend accounts for violation of terms, suspicious activity, or as required by law.

6. Governing Law

These terms are governed by the laws of the United States and the State of Texas.